Latifa Omar & Co Advocates offers a full suite of legal services in Banking and Finance Law, tailored to meet the needs of lenders, borrowers, financial institutions, and investors. Our firm provides insightful, compliant, and commercially-sound legal advice across a wide spectrum of financial transactions and regulatory frameworks.

We combine legal precision with financial acumen to support our clients in achieving secure and efficient financial arrangements.

Our key services include:

1. Loan Structuring and Documentation
   • Drafting and review of loan agreements, security documents, and credit facilities
   • Structuring syndicated loans, asset finance, and project finance arrangements
   • Advisory on legal risks and compliance in lending transactions
2. Security Perfection and Enforcement
   • Creation, registration, and discharge of securities including charges, mortgages, debentures, and guarantees
   • Advice on asset securitization and collateral management
   • Enforcement of securities through receivership, foreclosure, and liquidation proceedings
3. Regulatory Compliance and Advisory
   • Advisory on compliance with the Central Bank of Kenya (CBK) regulations, the Banking Act, and related laws
   • Guidance on AML/CFT (Anti-Money Laundering and Counter Financing of Terrorism) obligations
   • Licensing, reporting, and governance support for banks and non-bank financial institutions
4. Islamic Finance and Alternative Lending Structures
   • Advisory on Shariah-compliant financing products such as Murabaha, Ijara, and Sukuk
   • Structuring microfinance, digital lending, and peer-to-peer financial solutions
   • Legal audits of fintech and alternative lending platforms
5. Debt Recovery and Insolvency Proceedings
   • Legal representation in debt collection and loan recovery processes
   • Advisory on insolvency, restructuring, and creditor arrangements
   • Representation in insolvency litigation, creditor meetings, and negotiations
6. Investment and Capital Markets
   • Advisory on bonds, equity offerings, and financial instruments
   • Legal due diligence and compliance in private placements and public offerings
   • Support for institutional investors, pension funds, and fund managers

We are committed to safeguarding the financial interests of our clients by ensuring every transaction is legally sound, enforceable, and structured for long-term success. Whether you’re a financial institution extending credit or a business securing funding, we offer pragmatic and results-driven legal support.