At Latifa Omar & Co Advocates, we provide comprehensive legal services in the field of Insurance Law, representing insurers, policyholders, and intermediaries across a wide range of matters. Our team brings in-depth industry knowledge and legal expertise to help clients navigate the complex regulatory and contractual aspects of insurance relationships.

We act both in an advisory and litigation capacity, covering the following areas:

1. Policy Advisory and Drafting
   • Review and interpretation of insurance policies and contractual terms
   • Structuring and drafting bespoke insurance agreements and endorsements
   • Advising on regulatory compliance and risk coverage
2. Claims Management and Dispute Resolution
   • Representing insurers and insured parties in coverage disputes
   • Advice and representation in claim denials, delays, and settlement negotiations
   • Litigation and arbitration of contested claims across various insurance lines
3. Insurance Litigation
   • Defence against fraudulent claims
   • Subrogation and recovery actions
   • Professional indemnity, public liability, and third-party claims
   • Representation in personal injury, property, and life insurance disputes
4. Regulatory Compliance and Licensing
   • Advising insurers and brokers on compliance with insurance regulatory frameworks
   • Licensing, product approval, and ongoing regulatory obligations
   • Representation before the Insurance Regulatory Authority (IRA) and other oversight bodies
5. Reinsurance and Commercial Insurance Matters
   • Drafting and reviewing reinsurance contracts
   • Advisory on risk transfer, aggregation, and dispute resolution
   • Legal guidance on commercial coverage for businesses, including health, fire, marine, and motor insurance

Our clients include insurance companies, reinsurers, brokers, corporates, and individuals. At Latifa Omar & Co Advocates, we focus on providing timely, pragmatic, and cost-effective legal solutions tailored to the realities of the insurance sector.